Rate Locks on a Richmond Mortgage: How Long to Lock, What a Float-Down Costs and What Happens If You Blow the Date

What a mortgage rate lock actually commits, how 30, 45 and 60 day pricing works, what float-downs and extensions cost in dollars, and the worked…

Quietest Richmond-Area Neighborhoods: Away From the Highway, the Rail Line and the Flight Path

There is no neighborhood-level noise dataset for the Richmond region, so this roundup grounds every pick in checkable proxies: VDOT traffic counts, distance from the…

Selling a Parent’s Richmond Home When They Move Into Care: Power of Attorney, Timing and the Paperwork

What a Virginia durable power of attorney must say to convey real estate, how it gets recorded, how an agent differs from a court appointed…

Best Richmond-Area Neighborhoods With a Community Pool and Swim Team

Association pools and summer swim league, not private backyard pools. How the Virginia resale certificate proves whether a neighborhood pool exists, what the dues actually…

Selling a Richmond Home Held in a Trust: Who Has Authority and What the Title Company Will Ask For

Revocable or irrevocable, who the successor trustee is, when that authority begins, what a Virginia title company can demand under the certification of trust statute,…

Seller Financing in Virginia: When It Makes Sense and What the Contract Has to Say

Seller financing in Virginia, done properly: purchase-money deed of trust versus land contract, what the note and deed of trust must contain, the due-on-sale trap,…

Where Richmond-Area Neighborhoods Are on Public Water and Sewer, and Where You Are on a Well

A locality by locality map of public water and sewer around Richmond, what connecting costs in Henrico and Chesterfield, why Goochland's Tuckahoe Creek district changes…

What a Roof’s Age Does to a Richmond Sale: Insurance, Financing and Negotiation

An aging roof changes what an insurer will write, what an FHA or VA appraiser will require, and what a buyer asks for after the…

Best Richmond-Area Neighborhoods for Families With Teenagers

Twin Hickory, Glen Allen, Tuckahoe, Lakeside, the Museum District, Midlothian and Bon Air, judged on high school zones, Pulse access for a non-driving teenager, field…

Brown’s Island’s $30 Million Rebuild Is Nearly Ready for the Folk Festival: What It Means for the Neighborhoods Around It

Richmond BizSense reports the $30 million Brown's Island renovation will be ready enough for the October Folk Festival. Here is what a year-round riverfront park…