Appraisal Gap Coverage in a Richmond Offer: What You Are Promising and What It Can Cost

Appraisal gap coverage is not the appraisal contingency. It is your written promise to bring extra cash and stay in the deal, up to a…

Using a Power of Attorney at a Virginia Closing: What It Has to Say and Who Has to Agree

A power of attorney can get a Richmond closing done when a buyer or seller cannot attend, but it has to be the right document…

The Final Walk-Through in Virginia: What to Check, and What You Can Still Do If Something Is Wrong

The final walk-through is a contractual right to verify condition, not a second inspection and not a chance to renegotiate. Here is what to check…

Easements on a Richmond VA Property: How to Find Them Before You Buy, and What They Stop You Doing

An easement gives someone else the right to use part of your land, and it survives the sale. Where to find them in the title…

Buying a Richmond VA Home With a Pool: Inspection, Barriers, Insurance and Running Costs

A standard home inspection usually stops at the pool gate. What to have inspected separately, why the existing fence may not satisfy current code, and…

What a Recorded Plat Tells You About Your Richmond Property Line, and What Only a Survey Can

A recorded plat shows where your Richmond property line is supposed to be. A survey shows where the fence actually is. What to read on…

How to Pull a Deed, Plat and Chain of Title on a Richmond Property Yourself

Deeds, plats and recorded easements on Richmond-area property are public records you can read yourself. Which of the six local circuit court offices to search,…

Mechanic’s Liens on a Richmond Home: The 90-Day Window That Outlasts Your Title Search

Virginia gives a contractor up to 90 days after the month work ends to record a lien against your property. What sections 43-3, 43-4 and…

Before You Buy in a Richmond Golf Community: Which Club Costs Are Mandatory and How to Verify Them

Association dues, club dues, initiation fees and transfer charges are four different things. Virginia's Resale Disclosure Act tells you exactly which ones run with the…

Builder Warranties on Richmond New Construction: What 1-2-10 Covers, and What Virginia Law Adds

The 1-2-10 warranty your builder offers is a contract. Virginia separately implies a warranty on new homes by statute, running one year with five years…

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