Home Warranty on a Richmond-Area Home Purchase: What a Service Contract Covers, What It Leaves Out and Questions to Ask Before You Pay

A home warranty is a service contract, not insurance. Here is what Virginia and the FTC say to check in the coverage, exclusions, cancellation and…

The Punch List on a Richmond New Construction Closing: What to Document, What the Builder Owes and When

What to document on a new-construction punch list in Richmond, what Virginia law implies the builder owes you, and the dates to track from walk-through…

Making a Back-Up Offer on a Richmond Home That Is Already Under Contract: How It Works and What You Give Up

How a back-up offer on a Richmond home under contract works in Virginia, what Virginia REALTORS publishes about it, and what to ask for in…

Reading a Homeowners Insurance Quote Before You Close in Richmond: Coverage A, Deductibles and What Lenders Require

How to read a homeowners insurance quote before closing on a Richmond-area home: what each coverage means, replacement cost versus actual cash value, percentage wind…

Trash, Recycling and Bulk Pickup in the Richmond Area: How the City, Henrico, Chesterfield and Hanover Handle It

Who actually collects household trash, recycling and bulk items in the City of Richmond, Henrico, Chesterfield and Hanover, based on each locality's own pages, and…

Mold in a Richmond-Area Home Before You Buy: What an Inspector Can Tell You, What a Separate Assessment Adds and What Virginia Law Says

What Virginia’s disclosure statement says about mold, why a lab number cannot tell you a house passes, and how to read moisture clues before you…

Reading a Title Commitment on a Richmond Purchase: Schedule A, Schedule B and the Exceptions to Ask About

How to read Schedule A, the requirements and the exceptions in a title commitment on a Richmond home purchase, and which questions to ask before…

Counteroffers in a Richmond Home Sale: How They Work, What Deadlines Bind You and When an Offer Dies

How counteroffers work in a Richmond home sale, whether an expiration date survives a counter, what the Code of Virginia requires in writing and where…

Wire Fraud at a Richmond Closing: How the Scam Works and How to Verify Wire Instructions Before You Send a Dollar

How email wire fraud targets home closings, what the FBI and CFPB say to do, and a step-by-step way for Richmond-area buyers and sellers to…

Setting Up Utilities When You Move to a Richmond-Area Home: Electric, Gas, Water and Sewer by Locality

Who to call for electric, natural gas, water, sewer and trash when you move into a home in the City of Richmond, Henrico, Chesterfield, Hanover,…