Virginia's legal holidays, the Federal Reserve's schedule and the Closing Disclosure clock disagree about the day after Thanksgiving. Here are the 2026 to 2027 holiday…
Your closing proration on a new home may cover the lot only. Here is why a second real estate tax bill can arrive after closing,…
Virginia law says an owner has no legal liability for not disclosing that a home was the site of a homicide, felony or suicide. Here…
A standard homeowners policy may not cover a house that sits empty or is being gutted. Here is what Virginia's SCC guide and insurance regulation…
Older Richmond homes may be quoted on a standard HO-3 policy or on a market value form. Here is what the SCC says each does,…
A builder incentive is a fixed pot of money. Here is how closing cost credits, rate buydowns, upgrades and a lower price compare, what Fannie…
Can you run a business from a house in the Richmond area? Here is what each locality's own pages say about home occupations, zoning approval…
A general home inspection looks at the readily accessible parts of a chimney. Here is what CSIA's Level 1 and Level 2 inspections cover, what…
Virginia offers a 25 percent state credit for rehabilitating a certified historic home you live in. Here is what DHR says it requires, the three-part…
Virginia exempts the home of a veteran rated 100 percent service-connected, permanent and total. Here is what the Code says and how Richmond, Chesterfield and…