Rental Caps, Investor Limits and Rights of First Refusal in Richmond Condos and HOAs

Virginia associations cannot stop you renting your unit unless the recorded documents say they can. What the Code allows, what it caps at $50, and…

Special Assessments in a Richmond Condo or Townhome: Who Votes, Who Pays, and How to See One Coming

Who can levy a special assessment in a Virginia condominium or HOA, what the reserve study rules actually require, the warning signs in a resale…

Do You Need Your Own Agent to Buy New Construction in Richmond? The Pros and Cons of Representation

You can buy new construction directly from the builder's representative. Here are the pros and cons of having your own representation, and what it costs…

Buying a Richmond-Area Home on a Private Road: Maintenance Agreements, Lender Rules and Who Plows It

What VDOT's Secondary Street Acceptance Requirements actually require before a road joins the state system, exactly what Fannie Mae demands in a recorded road maintenance…

Radon in Richmond-Area Homes: Which Counties Are EPA Zone 1, and What Testing and Mitigation Cost

What the EPA radon zone map actually says about Henrico, Hanover and Richmond City, what VDH publishes for testing and mitigation costs, and how a…

Who Insures What in a Richmond Condo: The Master Policy, Your HO-6, and the Gap Between Them

Virginia law does not require your condo association to carry a master casualty policy; the declaration does. What that means for the drywall, the cabinets,…

Virginia’s Condominium Resale Certificate: What Richmond Buyers Get, and the Right to Cancel

Since 1 July 2023 Virginia's Resale Disclosure Act has replaced the separate condominium resale certificate and POA disclosure packet with a single document. What it…

Escrow Holdbacks at a Richmond Closing: When Money Stays Behind to Finish a Repair

An escrow holdback leaves money with the settlement agent to pay for a repair finished after the deed records. How they are structured in Richmond,…

The Same $475,000 House, Six Different Tax Bills: Where Richmond-Area Buyers Pay the Least

One $475,000 assessment, six published locality rates, every multiplication shown. The spread runs from $2,517.50 to $5,700 a year, about $265 a month, before you…

New Construction Under $500,000 in the Richmond Area: Where to Find It and What It Costs to Own

Sub $500,000 new construction is real in outer Chesterfield, eastern Henrico, Hanover and Powhatan, and mostly is not in Short Pump, Wyndham or western Goochland.…

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