What Lenders Look At Besides Your Credit Score in Richmond VA: DTI, Reserves and Job History
Written by the Mission Realty Team. What underwriters actually review beyond your FICO number
Written by the Mission Realty Team. What underwriters actually review beyond your FICO number
Written by the Mission Realty Team. Real loan options and credit-repair strategies for Richmond VA buyers working with less-than-perfect credit.
Written by the Mission Realty Team. How your ongoing mortgage escrow account works after closing, including shortages, overages and whether you can waive it.
Written by the Mission Realty Team. A straight answer on deposit amounts, where the money goes, and how to protect it
Written by the Mission Realty Team. What a discount point actually buys you, and how to tell whether it pays off before you move
Written by the Mission Realty Team. The four choices a Richmond buyer has after a low appraisal, and how your appraisal contingency shapes each one.
Written by the Mission Realty Team. Each loan program minimum down payment for Richmond buyers, what PMI costs, and Virginia assistance programs.
Written by the Mission Realty Team. The one insurance policy that looks backward instead of forward
Written by the Mission Realty Team. A side-by-side look at minimum credit score and down payment requirements for each loan program in Richmond.
Written by the Mission Realty Team. How Richmond lenders calculate what you can afford, how mortgage rates factor in, and ways to qualify on a…