The Closing Disclosure and the Three-Day Rule in Virginia: What Can Change, What Resets the Clock and What to Check Line by Line

Your lender must get you the Closing Disclosure three business days before closing. Here is how to count the days, which three changes restart the…

Where to Buy a Horse Property or Hobby Farm in the Richmond Area: Powhatan, Goochland, Hanover and Western Chesterfield Compared

Four Richmond-area counties compared on agricultural zoning, horse rules, minimum acreage and use-value tax programs, with August 2026 county-level prices and who each one is…

Richmond Neighborhoods Where Off-Street Parking Is Easy, and Where It Is a Daily Problem

No free dataset counts driveways or garages in Richmond, so we sorted neighborhoods by what is checkable: city residential parking districts, product type and listing…

Between Loan Approval and Closing in the Richmond Area: What Not to Do With Your Credit, Job or Savings

After a mortgage approval, lenders typically re-check your credit, job and funds before closing. Here is what counts as new debt, how deposits and gifts…

Richmond-Area Neighborhoods on a Lake or Reservoir: Brandermill, Woodlake and Where the Water Access Is Real

Which Richmond-area neighborhoods sit on a lake or reservoir, and who can actually use the water? Brandermill and Woodlake (association-only), Lake Chesdin (county launch) and…

Phase Inspections on Richmond New Construction: What a Third-Party Inspector Checks at Each Stage

What a county building inspector checks on a Richmond-area new build, what only your own inspector will look at, and how to write phase inspections…

DSCR Loans for Richmond Investors: How Lenders Qualify a Rental Property Without Your Tax Returns

A DSCR loan qualifies a rental property on its rent, not your tax returns. Here is how the ratio is calculated, what lenders also check,…

Shockoe Bottom Parking Lot Could Become a 190-Unit Apartment Building After City Picks Historic Housing

Richmond's housing department picked Historic Housing's eight-story, 190-unit Seabrook plan for a city-owned parking lot at 212 N. 18th St. in Shockoe Bottom. Council approval…

How to Take Title in Virginia: Tenants by the Entirety, Joint Tenants and Tenants in Common, and Why the Choice Matters at Closing

How you take title decides what happens to a Virginia home at death, divorce, sale and creditor claims. We read the Code of Virginia sections…

Selling a Pre-1978 Richmond Home: The Federal Lead Paint Disclosure, the Pamphlet and the 10-Day Inspection Window

Selling a Richmond home built before 1978 means a federal lead pamphlet, a signed contract attachment and a 10-day window for the buyer. Here is…