USDA Loans Around Richmond: Which Powhatan, Goochland and Hanover Addresses Actually Qualify

Large parts of Powhatan, Goochland, western Hanover, New Kent and Charles City sit in USDA eligible rural territory. Short Pump, Glen Allen, Midlothian and the…

Real Estate Tax Relief for Older and Disabled Homeowners: What Each Richmond-Area Locality Actually Allows

Income limits from $60,000 to $75,000 and asset limits from $250,000 to $514,000 across the six Richmond-metro localities. Every published threshold, the deadlines, and the…

1% Down, 0% Down, or Closing Costs Covered: Virginia Housing’s Three Assistance Options Compared

The DPA Grant cuts the down payment to 1% and is a true gift. The CCA Grant targets closing costs and is also a gift.…

How to Appeal Your Property Assessment in Richmond, Chesterfield and Henrico

Assessment appeal deadlines and procedures for Chesterfield, Henrico and the city of Richmond, the three grounds for an appeal, what evidence localities accept, and why…

Do You Need Flood Insurance in Richmond VA? What Buyers Should Check

Written by the Mission Realty Team. You are required to carry it only if your structure sits in a FEMA Special Flood Hazard Area and…

The Extra Line on Some Richmond-Area Tax Bills: How Service Districts Work and How to Spot One Before You Buy

A service district lets a Virginia locality levy an additional annual tax on property inside a defined boundary. What section 15.2-2403 allows, what the money…

The $550,000 Virginia Housing Price Cap Against What Richmond-Area Homes Actually Cost

Virginia Housing's Richmond MSA sales price cap is $550,000 on both first-time-buyer tracks. Against July 2026 CVR MLS medians that puts Chesterfield $110,000 under, Henrico…

Virginia Housing Loans for Richmond First-Time Buyers: The 2026 Income Limits and Who Clears Them

Virginia Housing's Richmond MSA limits effective 8/1/2026: $96,000 and $110,000 on the DPA and CCA grant tracks, $120,000 and $138,000 on Standard/Bond, and $175,000 qualifying…

Real Estate Tax Rates Across the Richmond Metro in 2026: What You Will Actually Pay by Locality

Verified 2026 real estate and personal property tax rates for all six Richmond metro localities, the annual bill on each median-priced home, and the Goochland…

Is It Cheaper to Live Outside Richmond VA in a Surrounding County?

Written by the Mission Realty Team. On property taxes, unambiguously yes. On total cost of living, it depends on whether you trade a tax bill…